When You Cannot Pay the Mortgage ...
Facing a home foreclosure is never easy. Individuals and families often come into our law firm wanting to know if they have any options that will help them stay in their homes. They never thought this would happen to them, and they are confused about what they can do.
Attorney Kalliopi P. Kousis is here to help. At our Newark, New Jersey, law firm, she will listen to your story and explain all of the legal options so you can make informed decisions for your future.
When You Are Facing Home Foreclosure ...
Call Attorney Kalliopi P. Kousis ∙ 973-679-4278 ∙
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If you want to stay in your home, you owe it to yourself to evaluate the available alternatives to foreclosure. A lawyer who is familiar with mortgage agreements and New Jersey law can advise you. We encourage you to talk to attorney Kalliopi P. Kousis before you make a decision. She will be able to address your concerns, including:
- One way to stop foreclosure may be Chapter 7 bankruptcy. If you qualify in other ways, Chapter 7 could help you keep your home. Filing for bankruptcy will stop the foreclosure procedure for now and give you time to renegotiate your payments.
- You may be able to talk to the bank about renegotiating the amount of the mortgage, the interest rate or the amount of the payments. It helps to have an advocate, a lawyer who will negotiate for you.
- Do not fall for scam artists who make promises they cannot keep. Before you accept help from a business you have never heard of, talk to a lawyer you can trust — a lawyer who has your best interests in mind.
- If you want to sell your home without leaving debt behind, you may want to consider a short sale.
To get your questions answered before your home goes into foreclosure, request an appointment for a free consultation with Ms. Kousis at our law firm's office in Newark, New Jersey.
Free consultation. Handicap-accessible office. Close to public transportation.
Μιλάμε τα ελληνικά. We speak Greek.
